Set Goals, Do Research And Make a Plan.
Do you have a timeline? What type of home do you want? What area or specific neighborhood do you want to live in? Any other must-haves? Examine your current financial situation and get an idea of what you want to spend.
Contact a Realtor
Buying a home is complex and can be stressful. Let me alleviate the stress of it! I will guide you through your custom home search, handle contract and negotiations, and ensure a smooth transaction up until the closing table.
Get Pre-Qualified for a Loan.
Be sure to know what you can realistically afford before you start your in-depth search. Meet with a reputable lender to discuss financing options and loan programs. Don’t know a lender? Just ask me!
View Homes and Find the One.
Technology is a great tool in your search process, but seeing a home in person is imperative. I will help point out imperfections that you may miss and will provide helpful tools to make sure the price is fair.
Submit an Offer and Negotiate With Seller.
I will use a standard state contract to specify sales price, terms, and other important conditions to write up your offer and present to the seller/ seller’s agent. If your offer is contingent on a home inspection, hire an inspector and let me help negotiate necessary repairs. It is key to follow the strict timelines throughout this process until you come to agreement.
Once you have an accepted contract, contact your lender to lock in your rate and finalize loan details. Your lender will order an appraisal, if required in your contract. The appraiser will determine the value of the home for the bank and may require some repairs to be made to the home.
Close the deal.
Get a title search. Do a final walk-through. Sign the settlement papers. Lastly, get the keys to your new home!